Forgiveness Program

Student Loan Forgiveness

One of the greatest opportunities for stressed out college graduates is "Student Loan Forgiveness". These programs offer to eliminate some or all of your student loans in return for choosing certain careers such as, nurses, teachers, probation officers, childcare providers, military service, public service, non-profit workers, and several other careers. There are several plans available that you may qualify for. These programs can eliminate anywhere from a few thousand dollars to $100,000 of student loan debt. Many of these programs receive a relatively small number of applications indicating that many graduates are completely unaware of these opportunities. We can go over your options and submit all the paper work to the programs service to assure approval.

Student loan forgiveness programs are those backed by the Federal government and cover loans issued through Federal programs such as Stafford and Perkins student loans. When you participate in one of these programs, portions of your debt are literally erased from your lender's books. (You must repay your loans even if you do not complete your education, cannot find a job related to your program of study, or are unhappy with the education you paid for with your loan. However, certain circumstances might lead to your loans being forgiven, cancelled, or discharged.)

Type of Forgiveness, Cancellation, or Discharge Direct Loans Federal Family Education Loan (FFE) Program Loans Perkins Loans
Total & Permanent Disability Discharge
X
X
X
Death Discharge
X
X
X
Discharge in Bankruptcy (in rare cases)
X
X
X
Closed School Discharge
X
X
False Certification of Student Eligibility or Unauthorized Payment Discharge
X
X
Unpaid Refund Discharge
X
X
Teacher Loan Forgiveness
X
X
Public Service Loan Forgiveness
X
Perkins Loan Cancellation & Discharge (includes Teacher Cancellation)
X

Looking for information about the Civil Legal Assistance Attorney Student Loan Repayment Program (CLAARP)? The CLAARP application process is closed.>